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OPTIMAL TRAVEL

1(888) 450-4950

Welcome

Expert advice for the best Travel Insurance coverage that best suits your needs with multiple coverage options, competitive rates and much more!

Compare best

travel insurance

in canada

Enjoy your trip. Let us insure the rest.

Simple, Easy & Fast to Quote Online 
What you want. When you want. How you want.

travel medical insurance

Compare Best Travel Insurance in Canada

Ensuring you get the best Comprehensive Travel Medical Insurance coverage at the best rates

–  INSTANT QUOTE & BUY ONLINE  –

 travel insurance Made easy to quote

We have a team of dedicated Licensed Agents who works on your behalf.  
Many prefer getting an Instant Online Quote because they’re curious
to see if they can find Better Travel Insurance Rates.  

Simple & Easy to Quote Online!

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what we offer?

For most people when shopping for Travel Medical Insurance, the rates are one of the main issues.  
But for us it’s more about the “Fine Prints”. 

We take the guess out of shopping, by finding you the best comprehensive coverage, especially if you have medical a pre-existing conditions. We created a process that makes it easier for our clients to find the right   coverage with the right carrier for the best rate!  

Be fully covered, no guessing game!

optimal travel insurance

Optimal Travel™ is changing the face of Travel Insurance!  We're not an insurance company - we represent them! Our main goal is to provide you with a comprehensive understanding of insurance plans and find you coverage that best meets your needs at an affordable price.

We offer many types of travel coverage, making it easy & seamless to access proper coverage online or by phone. We take pride of the service we offer, and we have faith in our products.  Let our Team of Licensed Travel Insurance Specialist do the research for you!

Buy Online, Buy Direct or Call Us.   All rates are the same!

ask about your pre-existing condition

Let's talk it over!  To get a clearer picture of how insurance company will treat your pre-existing condition, talk to one of our experts. No obligation. Promise. Get the guessing game out of your hands! Not a pre-existing condition specialist? We are!
take the test!

EMERGENCY MEDICAL TRAVEL INSURANCE BENEFITS

If a sickness or an accident happens during your stay, the policy will pay all eligible medical bills, up to $10,000,000; 
including 24 / 7 assistance.

Prices on our site are the same great deals you will get by calling direct.  We compare quotes for you and help you find the Best Comprehensive Coverage!

No out-of-pocket Medical Bills; 
Direct payment to most providers.
* Includes Air Ambulance

Lock in your quote based on your tentative dates.  You can always change before your departure or arrival, without penalty fees.

100% Refund Guarantee 
If somethings happen that keeps you from travelling, no problems!  
Get full refund, prior to effective date.

Note: This is an overview of Travel Insurance plan. It is not a contract or policy.  Refer to contract for more info.

emergency  medical travel insurance plans

Comprehensive selection of Medical Travel Insurance Plans from the most recognized Canadian Travel Insurance providers;

Leaving for the winter?

Coverage for Healthy and Active Canadians, including Seniors travelling around the world and the USA looking for 24/7 assistance for Travel Medical Emergency coverage.

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Travelling out-of-Canada or out-of province?

Coverage for travellers travelling around the world including USA and travelling out-of-province looking for 24/7 assistance for Travel Medical Emergency coverage.

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Coming to Canada?

Canadian Medical Insurance offers a flexible and affordable way to protect against the cost of unexpected Medical Emergencies while in Canada; up to $300,000 coverage.

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Working in Canada?

Part in getting your Work Visa, it's your responsibility to make sure you have the proper Medical Insurance coverage, while your in Canada; up to $300,000 coverage.

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Joining family in Canada?

Protecting your family by ensuring that your parents and grand parents gets the best coverage, in case of Medical Emergency with 24/7 assistance in case of Medical Emergency.

GET MORE INFO

Student?

All international students furthering their education, in Canada or Abroad, must have medical health insurance, including 24/7 assistance in case of Medical Emergency.

COMING TO CANADA GOING ABROAD

MAKE SURE YOU’RE FULLY COVERED!

HERE ARE A FEW KEY QUESTIONS:

  • Pre-Existing Medical Conditions?  Are you covered?
  • Emergency Transportation (such as air ambulance services)?  What's included?
  • Dangerous sports or activities?  Check you contract before or call us!
  • Return of Deceased?  Is family member assistance included?
  • 100% of Emergency Medical Bills Paid directly to providers

always WITHIN YOUR REACH

Speak with a licensed travel specialist to get all your options!

1 (888) 450 4950
info@optimaltravel.ca
request a call back

have something in mind?

Let’s have a chat!

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blue cross travel insurance

Who They are? 

Blue Cross® is likely the first name that comes to mind in Canada. No matter what your trip entails while in Canada, Blue Cross® has a Medical Insurance plan to meet your needs and will be there to help in the event of an emergency, medical or otherwise.

Blue Cross® is the most trusted medical travel insurance in the country and the most recognized insurance coverage around the world.  Blue Cross® enjoys a solid reputation, and for good reason: from being the forerunner to Health Insurance. Blue Cross® has become a standard in health and travel insurance. 

Its relationship with other Blue Cross organizations in Canada and the United States is based on the exchange of information and services, and compliance with high-quality standards. The Association’s mandate is to offer quality personal and group health insurance, travel insurance, and assistance services, Worldwide.

Source: BlueCross.ca

Blue Cross Travel Insurance Policy


Its relationship with other Blue Cross organizations in Canada and the United States is based on the exchange of information and services, and compliance with high-quality standards. The Association’s mandate is to offer quality personal and group health insurance, travel insurance, and assistance services, Worldwide.Source: BlueCross.ca

Claims & Emergency Assistance

If you have a question about your claim or require medical attention, call the emergency number located on your wallet card or listed in the confirmation documents. This 24/7 emergency assistance line will connect you with a Blue Cross representative who can assist you with your claim or medical situation.

Medical Claims1-800-387-2538  / 1-514-286-6690 (Quebec residents)

All other types of claims: 1-800-264-1852 or 514-286-8336 

Emailinformation@canassistance.com

Address
Québec Blue Cross
550 Sherbrooke West Suite B-9
Montréal, Québec H3A 3S3

New Blue Cross TRAVEL ASSISTANCE application:
- My profile: to enter your travel insurance policy details
- Contact us: to contact Blue Cross in case of an emergency or to extend your coverage (24/7)
- First Aid: to get health tips in case of medical problems while travelling

tour med travel insurance

Who They are? 

TOUR+MED™ Travel Insurance, a proud Canadian company, has been around since 1996. Travel insurance and emergency assistance are the company's sole purposes and we are one of the very few providers that steer ALL of their resources towards the development of strong, reliable and affordable travel protections for its insured clients.

Due to the expertise and experience we have developed, we have been brought to the forefront of the travel insurance industry. Thousands of Canadian travelers can now vouch for the quality of service and coverage we provide. The range of products we offer protects travelers of all ages against the medical and non medical emergencies that can occur while they are away from their province of residence. With Tour+Med travel insurance, you can enjoy complete peace of mind while traveling.

Our personalized approach is something that truly differentiates us from our competitors. If you are not eligible for coverage after completing our basic application, you can complete and submit a detailed medical questionnaire to request coverage through our personalized program. By asking more pertinent and specific questions when you are buying your policy, we can assess your health situation upfront rather than at claims time.

Our tenure in travel insurance in Canada is a testimonial to our expertise. We are proud of the excellent reputation and leadership we have established amongst our peers and the Canadian consumers.o offer quality personal and group health insurance, travel insurance, and assistance services, Worldwide.

Source: TourMed.ca

Tour Med Travel Insurance Policy


The policy defines the various types of benefits and combined with your insurance certificate, constitutes 
your Travel Insurance contract. Those documents contains clauses which may limit the amounts payable. 
** Please read them carefully.

Claims & Emergency Assistance

If you have a question about your claim or require medical attention, call the emergency number located on your wallet card or listed in the confirmation documents. This 24/7 emergency assistance line will connect you with a TourMed representative who can assist you with your claim or medical situation.

Medical Claims1-844-820-6588 / 1-819-377- 2241 (Collect)

Emailinfo@tourmed.ca

Address:
LS Travel – Claims department 
247, Thibeau boulevard
Trois-Rivières, QC, G8T 6X9 Canada

tugo travel insurance

Who They are? 

For over 50 years, TuGo's dedication to travellers, partners and employees, has made us one of Canada's top travel insurance providers and a Canada's Best Managed Company. Together with our partners, we've protected millions of people with travel insurance worldwide.

We understand our customers' needs and we're passionate about helping them have better experiences, providing top-rated claims assistance and customer service. We offer products and services that are easy to use and go beyond financial protection.

So here's our promise: we help—however we can, when things go wrong or you just want some helpful advice, we get you what you need when you need it.

We've been innovators in the travel medical insurance business since the beginning! It all began in Herb and Georgina Robinson's basement in 1964. Since then, we've come a long way. From Travel Underwriters, TU Group and OneWorld Assist, we've evolved into TuGo, and we couldn't be more excited.


Corporate social responsibility is an integral part of how we operate; at the TU Group, it’s who we are. Source: tugo.com

* Also know as Travel Underwriters before they change their name in 2015.

TUGO Travel Insurance Policy

travel insurance contract student insurance


The policy defines the various types of benefits and combined with your insurance certificate, constitutes 
your Travel Insurance contract. Those documents contains clauses which may limit the amounts payable. 
** Please read them carefully.

Claims & Emergency Assistance

If you have a question about your claim or require medical attention, call the emergency number located on your wallet card or listed in the confirmation documents. This 24/7 emergency assistance line will connect you with a TUGO representative who can assist you with your claim or medical situation.

Medical Claims1-800-663-0399  / 1-604-278-4103 (Collect)

Emailinfo@tugo.com

Address
OneWorld Assist
Three West Centre
11th Floor - 6081 No. 3 Road
Richmond, British Columbia V6Y 2B2

Allianz travel insurance

Who They are? 

Allianz Global Assistance is one of the largest travel insurance and assistance services providers in Canada, with offices in Kitchener, Toronto, Montreal and Vancouver. We're everywhere you go and proud to be part of the world's largest travel insurance and assistance company, operating in 34 countries around the globe.

Travel insurance is at the heart of what we do. For over 50 years, we've been making sure our customers, from individuals and families to businesspeople and leisure travellers, have the best trip possible. In an emergency, our knowledgeable, caring and dedicated assistance team is ready to help at any time, in virtually any language, nearly anywhere in the world. From answering questions to taking care of you during a claim, we're here to help at every stage of your journey so you can enjoy a worry-free travel experience.

Travel insurance is underwritten by CUMIS General Insurance Company, a member of the Co-operators group of companies, and administered by Allianz Global Assistance. Allianz Global Assistance is a registered business name of AZGA Service Canada Inc. and AZGA Insurance Agency Canada Ltd

** In 2015, TIC Insurance as changed to Allianz Insurance.

Source: www.allianz.com

Take Flight for Canadian Snowbirds

Do you know what to do when your sunny destination leaves you out in the cold?

We know that when the cold weather arrives, the birds aren’t the only ones who want to fly south. Your winter getaway can be warm and worry-free when TIC is part of the picture.

Take Flight™ for Canadian Snowbirds helps protect you and your family. You can count on a variety of flexible, affordable insurance plans and experts who work with you to get the coverage you need.

Trips are meant to be enjoyed. But if an unexpected medical emergency should arise, you have access to our team, 24 hours a day, 7 days a week.

SELECTING THE RIGHT PLAN FOR YOU – Ideal if you are: 
– A Canadian aged 60 to 89 travelling up to 365 days
– A Canadian who maintains a home outside Canada

TIC Travel Insurance Policy

travel insurance contract visitor’s to canada


The policy defines the various types of benefits and combined with your insurance certificate, constitutes 
your Travel Insurance contract. Those documents contains clauses which may limit the amounts payable. 
** Please read them carefully.

Claims & Emergency Assistance

If you have a question about your claim or require medical attention, call the emergency number located on your wallet card or listed in the confirmation documents. This 24/7 emergency assistance line will connect you with a TIC representative who can assist you with your claim or medical situation.

Medical Claims1-866-510-8823  / 1-519-742-9013 (Collect)

Emailquestions@allianz-assistance.ca

Address
Allianz Global Assistance General Administration
4273 King Street East Kitchener, ON
N2P 2E9 Canada

manulife travel insurance

Who They are?

Manulife Financial is a leading Canada-based financial services group with principal operations in Asia, Canada and the United States. In 2012, we celebrate 125 years of providing clients strong, reliable, trustworthy and forward-thinking solutions for their most significant financial decisions.

Our international network of employees, agents and distribution partners offers financial protection and wealth management products and services. These products and services include individual life insurance, group life and health insurance, long-term care services, pension products, annuities, mutual funds and banking products. 

We provide asset management services to institutional customers worldwide and offer reinsurance solutions, specializing in property and casualty retrocession.

The Company operates in Canada and Asia through the brand name “Manulife Financial” and in the United States primarily through the brand name “John Hancock“.

Source: Manulife.ca

MANULIFE Travel Insurance Policy

travel insurance contract VISITOR’S TO CANADA


The policy defines the various types of benefits and combined with your insurance certificate, constitutes 
your Travel Insurance contract. Those documents contains clauses which may limit the amounts payable. 
** Please read them carefully.

Claims & Emergency Assistance

If you have a question about your claim or require medical attention, call the emergency number located on your wallet card or listed in the confirmation documents. This 24/7 emergency assistance line will connect you with a Manulife representative who can assist you with your claim or medical situation.

Medical Claims1-877-878-0142  /  1-519-251-5166 (Collect)

Emailtravel@manulife.com

gms travel insurance

Who They are? 

Group Medical Services (GMS) is Canada's expert in health and travel insurance, providing a complete range of health and travel insurance to individuals and groups. Based in Regina, Saskatchewan, GMS has provided Canadians with friendly, personalized service for over 60 years.

GMS was founded in Saskatchewan in 1949 when a subscriber cooperative medical insurance plan merged with a physician-sponsored health insurance plan. This partnership brought consumers and medical professionals together under an elected Board of Directors as a non-profit company with the common goal of providing the best possible health insurance coverage.

Following the introduction of publicly funded Medicare in Saskatchewan, Group Medical Services moved quickly to bridge the gap between the publicly funded healthcare services and the needs of its customers. 
We introduced health insurance coverage for health care related costs not paid for by government, such as prescription drugs, ambulance services and private duty nursing. These core benefits are still the building blocks of the plans offered today. 

In 2003, Group Medical Services formed a wholly owned subsidiary, GMS Insurance Inc., to further diversify and expand our geographic boundaries from Saskatchewan to other provinces in Canada. Our expansion plans were prompted by the realization that customers outside of Saskatchewan were having difficulty finding the same quality of service once they had left the province.

GMS' products are currently available in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario, Nova Scotia, Prince Edward Island and Newfoundland. Our goal is to offer Canadians choices and real value in health and travel insurance. This combination of tradition and innovation has been, and will continue to be, Group Medical Services.

Source: GMS.ca

GMS Travel Insurance Policy


The policy defines the various types of benefits and combined with your insurance certificate, constitutes 
your Travel Insurance contract. Those documents contains clauses which may limit the amounts payable. 
** Please read them carefully.

Claims & Emergency Assistance

If you have a question about your claim or require medical attention, call the emergency number located on your wallet card or listed in the confirmation documents. This 24/7 emergency assistance line will connect you with a GMS representative who can assist you with your claim or medical situation.

Medical Claims1-800-459-6604 / 1-905-762-5196 (Collect)

Emailinfo@gms.ca

Address
Group Medical Services (GMS)
2055 Albert Street
PO Box 1949
Regina, SK S4P 0E3

TRAVEL GUARD travel insurance

Who They are?

Travel Guard is a leading global provider of travel insurance products and assistance services. With more than 20 years of experience as a travel insurance provider, Travel Guard has covered millions of travellers worldwide. 

Travel Guard specializes in providing innovative, and industry leading, travel insurance products and assistance services. These comprehensive travel insurance products and assistance service offerings available through Travel Guard, are distributed by more than 12,000 travel companies through virtually every distribution channel in the travel industry.

Travel Guard provides – with a personal touch – through its wholly owned and operated network of travel and emergency assistance service centres; ensuring the highest standard in quality customer service though the following:
- Livetravel™ - worldwide travel & emergency medical assistance
- Concierge Service – it’s like your very own personal assistant
- BagTrak - assistance in tracking down lost luggage

Source: TravelGuard.ca

Travel Guard Travel Insurance Policy

travel insurance contract


The policy defines the various types of benefits and combined with your insurance certificate, constitutes 
your Travel Insurance contract. Those documents contains clauses which may limit the amounts payable. 
** Please read them carefully.

Claims & Emergency Assistance

If you have a question about your claim or require medical attention, call the emergency number located on your wallet card or listed in the confirmation documents. This 24/7 emergency assistance line will connect you with a Travel Guard representative who can assist you with your claim or medical situation.

Medical Claims1-866-648-8422 

Email : info@travelguard.ca

Adress
Travel Guard 
Attn: Claims Department 
145 Wellington Street West 
Toronto, ON M5J 1H8